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9 tips to help you save money when you have a low income

Ayo Ogunrekun

Even in the best of times, "How You Might Save on a Budget" can be challenging, but when you have a limited income, saving money becomes nearly impossible.

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CONTENTS for 9 tips to help you save money when you have a low income

Cancel your subscriptions and memberships
Save your change
STart selling items you don't need
Automate your savings
Round up your pennies
Change supermarkets
Set a weekly budget
Cut down on home-delivered meals
Cut back on luxuries

1. Cancel your subscriptions and memberships

It's simple to expand the number of services and goods you purchase on a monthly basis. You can save money by lowering them. For instance, if you have a gym membership that you hardly use, cancel it. Today, you can work out for free in the comfort of your own home or outside, whether you're alone or with a loved one, thanks to a plethora of applications and YouTube videos. Most subscriptions and memberships are unnecessary; this is where you must make sacrifices in order to save money.

9 tips to help you save money when you have a low income

2. Save your change.

Put all of your spare change into a jar at the end of each day or week. It'll surprise you how quickly it all adds up! You can use the money saved to purchase larger products or simply to reduce the cost of your weekly shopping.

3. Start selling items you don't need.

Selling any unwanted items in your home is a wonderful method to make some extra cash that you can put towards your savings. It will also assist you in cleaning up your home as a bonus.

4. Automate your savings.

Remembering to move money from your checking account to your savings account each week or month is essential to saving money. However, there are several useful technologies that you may rely on to assist you in doing these tasks.

Automating a modest amount each week or month can be a great strategy to ensure that you save money. This entails setting up an automatic transfer from your checking account to your savings account on the day you are paid. To avoid having to dispose of your savings later in the month, make sure the amount you save is doable. This is an excellent approach to saving because the money is saved as soon as it is paid, leaving no opportunity for excuses. The sum should be invisible to you; it's almost as if it never existed!

5. Round up your pennies

This tool can assist you in rapidly increasing your savings. Your debit card purchases will be rounded up to the nearest peso. You can put the difference in your savings account. Some banks provide this service for free on a regular basis.

If your purchases total $37.05 (or £28), the bank will deposit 95 cents into your savings account. This is simple to accomplish, and it not only adds up, but it's a modest sum that won't make a big difference in your entire bank account.

6. Change supermarkets.

Small changes, such as where you shop for food, can have a major impact on how much money you save. You can also get food and other necessities at a lower cost.

Another approach to save money is to establish a shopping list ahead of time and only buy what's on it. This will not only avoid food waste, but it will also protect you from wasting money.

You can make purchases from the supermarket online in addition to using a list. Many stores, such as Sainsbury's, Asda (now own by Walmart), Superama, and Bodega Aurrera, provide home delivery, which can be beneficial if you are prone to window shopping.

7. Set a weekly budget.

To help you manage your money and save as much as possible, sit down and create a weekly budget that is reasonable and practical for you to stick to.

Setting a budget allows you to look at your finances as a whole and manage your funds, which will help you feel more organised and less burdened.

8. Cut down on home-delivered meals

When you can't cook or want to treat yourself, takeout dinners are ideal; nevertheless, ordering too many home-delivered meals can quickly become an unaffordable expense.

Dinners prepared at home are not only less expensive, but they are also healthier. If you don't want to give up takeout entirely, treat yourself to dinner once a month.

9. Cut back on luxuries.

People have various perceptions of what luxury is. Purchasing coffee or meals away from home, purchasing expensive bathroom products, or purchasing new clothes and shoes on a regular basis are examples of luxuries. If you're prepared to give them up completely or switch to generic products, this is where you'll save the most money.

Final thoughts on saving money tips

These suggestions, when combined, are guaranteed to save you money. If you don't think you'll be able to use all of them, pick the ones you think you'll be able to use or the ones that would work best for your family.

Make sure you like and comment below so I know your thoughts about this article and if it is helpful at all. I will really appreciate it if you can share this article too.

With Love.

coachAOG

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You can listen to coachAOG Excuse To Succeed Podcast Here. You will love it.

Thanks for reading this post today. Remember to comment below and share your thoughts.

Ayo Ogunrekun

PS:And remember what #coachAOG always say, make sure to "have an #ExcuseToSucceed."

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Not that I need to prove myself - or do I..? I just decided to do these exams. This one, 90min, 60 questions, I did it under 30min with 85% passed mark. So #AnotherOne Certificate for #Duda Certified in #WebDesign
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Mission Accomplished 🚀 #duda#University Duda Certified Platform Specialist Exam Passed and #Certificate Granted https://buff.ly/3iUfp2c 🥰😇☺😍💯👍🏾👨‍💻 #dudaweb
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September 1st... When we said, "I Do..." #PraiseGod I'm so #happy and #grateful now that His mercies and grace is enough and plenty in our lives over the last 3 years. Thank you so much for loving me as I am. I look forward to enjoying my #tomorrow with you in His #grace accordingly to His will. I love you 😍 so much babe 💗 @mojalatravels #weddinganniversary #ido #iloveyou
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#Repost @createmymobile • • • • • • London, United Kingdom Tap the link in my bio for more info -> @createmymobile⁣ Calling our loyal followers! We need your help. ⁣ Have a look at our website, link in bio and tell us what you liked about this new website. ⁣ We look forward to your help and it is an exciting time for our new face of business!!!⁣ ⁣ #followmenow #followbacks #website #seo #digitalmarketing #likeforshoutout #onlinemarketing #contentmarketing #emailmarketing #socialmediatips #socialmediastrategy #communitymanager #socialmarketing #socialmarketing #odiverta #branding #webmarketing #instagrammarketing
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Contact Me Today!!! Visit my personal website @ www.AYOOLA.me and let's work together!!! 🥰😍 🎥 @oneidealtd 🌐site @createmymobile
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It's crazy how sometimes things 'just' fall in place for us right..? Wrong! ... There isn't any just... I believe there's a pattern plan to what He is doing. There's always a patterned plan. ... However, whatever it is, you're still here so count your blessings... always be grateful
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I found it amazingly interesting to say the least when having a conversation with clients and they want beautiful, fancy, fast website like #ferarri for their #businesses but are wanting to pay #fiat fee... Mate, ko le werk #kolewerk. ... If you're not ready to build something really solid for your brand, have and work with someone that knows what they're talking about when it comes to Web creation solutions, well, you might has well leaflet your way to the bank, by 2050. ... Let @createmymobile fix you up 🥰😊👍🏾💯
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What a wonderful world!
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Now available on @amazonkindle and @amazon #paperback or just visit my bio for my book list recommendation in my amazon shop
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I update this list frequently. All great leaders feed their mind so what are you reading now. Well, you can see My Booklist here http://mtr.cool/uqshpvnjbx 😍 oh you can recommend me a book and I will surely buy it to read. Link in bio... @etthehiphoppreacher
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Planning to #travel soon...? Well, you can save up to 35% on your next family or personal travel! It will feel sure superb. Go to http://mtr.cool/zawqqictrx to get your free code to access your travel savings. .. It is Absolutely Free ... #travellovers #travelcheap #staycation #cheaptravel #cheaptravels
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#FREE CODE is ready for you. Up to 35% on your #travel! Visit here http://mtr.cool/rixkcziryh or click the link in the BIO
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"If it doesn't #challenge you, it won't change you."Go for the experience. Don't put up the wall. The same wall that will block you from the supposed danger will block you from the definite #opportunity. Take down the wall, learn from the experience. If it #challenges you, you can learn from it, it can change you, it can make you better. Remember to always have an #ExcuseToSucceed, @coachAOG 🎥 by @createmymobile PS: #wweraw or #wwe fans, who's that guy in the video..? 🤷🏾‍♂️😁🤭
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Live so that when your children think of #fairness and #integrity, they think of you.⠀ H. Jackson Brown, Jr. - #Author⠀ #ExcuseToSucceed
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"Everything will be OK in the end. If its not OK, its not the end" @JohnLennon.⠀ So let's keep the movement going but ONLY with #love. Remember, if they go low, we stay high.⠀ @coachAOG #BlackLivesMatter #ExcuseToSucceed #IhaveADream
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Registration Link Here https://bit.ly/2020ibuumgrad
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#Repost @jenniferaniston • • • • • • How much more time are we willing to let pass without change? HOW MUCH MORE TIME? ⠀ ⠀ Text FLOYD to 55156 and sign the @colorofchange petition to have all four of the officers who killed #GeorgeFloyd arrested.
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High School Graduate $1400 Business School Program Is Available To You by The Fastest Growing Company 2019 Award. Please simply visit https://bit.ly/2020ibuumgrad ... #businessopportunity #2020graudate #graduated🎓 #classof2020 #classof2020🎓 #stayhome #staysafe #stayhomestaysafe #blackoutday2020 #blackouttuesday
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Thank You Guys For Sticking With Me. Access This FREE Morning Manifestation Videos 🙏 - https://bit.ly/3epxd2o
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@createmymobile #ceo @coachaog training on the 5 essential #seo tips for #authors and some entrepreneurs on stretching and reaching their #goals... Speakers of the day are @davidadabale @jessicamaeobioha @officialfalajuemmanuel .... #Repost @buildmediateam • • • • • • #FlashbackFriday - Amplify Your Message Through Books Seminar Feb 2020 It was indeed an inspiring day ☺ Did you attend? If so, comment below with a thumbs up 👍 or 'I was there' #BuildMediaTeam
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You'll #love this one. The difference between try and triumph is a mere little umph. But you go ahead and check what "umph" means. You'll discovered that actually, it means to be excited!!! #Wow! That means, whatever situation you're in right now or that #business or #career ideas you're trying to pursue. If only you can be excited with the possibility of the #success, then you'll be #triumph. C'mon, get excited with your trying!!! 💯😁💃🕺😂 Remember to always have an #ExcuseToSucceed
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You have to register to this @BelieveNation - FREE MOTIVATIONAL AND ACHIEVEMENT SOCIAL MEDIA WITH MILLIONAIRE MENTOR Click Here Now:- https://bit.ly/believe-coachaog I have been following this young man a little while now and his success and the passion to help others is impeccable. @davidimonitie thanks bro 👍🏾🙏🏾 We have a mutual coach that we are working with and I want to bring to you this #Believe Nation - FREE MOTIVATIONAL AND ACHIEVEMENT SOCIAL MEDIA WITH MILLIONAIRE MENTOR. Take full advantage of this #opportunity NOW! REGISTER ON #BelieveNation - #FREE #MOTIVATIONAL AND #ACHIEVEMENT #SOCIALMEDIA WITH #MILLIONAIRE #MENTOR HERE https://bit.ly/believe-coachaog
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Every morning we are born again. What we do today is what matters most. #Buddha - #Philosopher You recently, I watched a show that had a quote that reads like this, "Don't worry about the sh** of tomorrow. Live in the joy and enjoy in the #happiness of today." Boy, #heaven of a quotes those are. #Gratitude is the key. If your focus can be on the things that are #working and even if there are some worries, just be #happy and #grateful 🙏🏾 that you're still here to witness life. Now that you know better, do better. Remember to always have an #ExcuseToSucceed. @coachAOG
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Just had a first class treatment by a top leader in an industry @wimbrey and my CEO of a company I do have a share and lovd in @holtonbuggs sharing their hearts and love in giving a first class experience! ... "Be mindful not fearful. Stay to your vision and dreams - don't let no one steal it" - Holton Buggs. ... If you're not here or haven't experience a first class before but you want to, DM Now!!!
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Yeah. Yeah. It is my #birthday. Wish to celebrate it with you. ... This lockdown had been a blessing amongst every other darkness that might have came with it. ... If you're reading this, you've got a reason to celebrate life. Why..? You're still here. You're still standing. You've still gotten a chance to make a difference. ... You've still got hope no matter how small you think it is. When you have hope, you've got options. When you have options, it means you can still win. ... So in the rest of your 2020, focus on winning! ... If you're reading this, you've got a reason to celebrate. So 🍾 #celebrate a thumbs 👍/ ❤ to agree and celebrate life. #ExcuseToSucceed ... Graphics from the creative minds of @buildmediateam Animation @createmymobile Graphics @hilex_design Vision @davidadabale
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If you haven't watched this video before, well you've an opportunity to figure out which Persona of Opportunity you are. https://buff.ly/2T0wqNg I have added the full video link... watch & comment to let me know which you are. This is your opportunity! Ayo Ogunrekun #ExcuseToSucceed
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To all mothers 👪, and to be... with 💘 love. You're always with love @mojalatravels #mothersday
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Its a simple math, I think. Love wins, always! Jesus or not, just love for love sake. . The fact is, He is love. He loved us first. We can argue this point later but have it on a simple nature level, all you can see is Love. The synchronisation of sunrise and sunset. The tides flowing in and out of her shore, dancing of the trees. Oh the bird singing away. So much love. If we can love more, just a tiny little bit more, we all shall experience a better neighbour, neighbourhood. A better world. Remember, to always have an #ExcuseToSucceed. Ayo @coachAOG Ogunrekun
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"... but with God, all things are #possible." ~ Jesus Christ, The Nazarene, His Majesty, Most Wisest, The Saviour * Certain times, we face difficulties that seems super huge for us to deal with. The truth is, our perception is the only thing (most times) that's in our way to see pass that challenge or issues. This is how I face any challenge. 1. If we can have a rest in that fact that someone, somewhere had face that same challenge before and they won. 2. That its a season that will pass 3. And at end of it all, if with man's understanding, that difficulty seems impossible, we can rest assure that with God, all things are possible. He is more than able to provide us with a solution! 4. Seek and Take heed in Him! In the instructions you'll get. Remember to always have an #ExcuseToSucceed
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Obstacles are the cost of #greatness. Robin Sharma - Writer
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I update this list frequently. All great leaders feed their mind so what are you reading now. Well, you can see My Booklist here http://mtr.cool/wurniljhky 😍 oh you can recommend me a book and I will surely buy it to read. See bio for link
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its incredible how little thing can change our world. who would have thought a flu virus will shut the world down but then in His hands, the shutdown is a means to clean mother earth itself off of the CO2 emission alone - that's something positive. However, ask yourself, imagine if He's got you and I in His hands, what a fantastic life we will live. Comments below, Share the video with others and continue to #stayhome #staysafe #staypositive and remember to always have an #ExcuseToSucceed video edited by @oneidealtd
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Let's be truth to ourselves, some issues don't need to be churchify. Its just common sense, communication and circulation of information between partners. I learnt that, see the family you grew up in as a circle. Once you got married, you have started a New Circle and its your primary role to protect that New circle. Do whatever it takes within your means to protect that circle because that's now your No.1 priority after God, period! But remember to always create an #ExcuseToSucceed
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"You can't skip chapters, that's not how life works..." You will have to experience it all. But the good, the bad, they are all part of the learning curve, they make you better. Have a better #philosophy of life. Instead of going through life you are better of growing through it. Some of those that seems to love you the most will be the first to point fingers. Forgive yourself, forgive them and move on. But once you know and understand the one behind you, the one that shares with you His grace without any condemnation, phfff... you're solid!!! Remember, to always have an #ExcuseToSucceed #newphaseoflife #comingsoon
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Me being a Christ-like is not about having all my questions answered or not having or facing persecutions. Having #FAITH don't make things easy at all but it sure makes it #POSSIBLE - @coachaog #havesomefaith #ExcuseToSucceed #coachaog
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Mr @lecrae said it best... I'm just a #messenger sharing His message. I need a #saviour @coachaog #ExcuseToSucceed #lecrae
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The #habit of #giving only enhances the desire to give.⠀ Walt Whitman – 1819-1892, #Poet and #Essayist
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I learned that courage was not the absence of fear, but the triumph over it.⠀ #NelsonMandela – 1918-2013, Former #President of #SouthAfrica
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#Repost @philthompsonworship • • • • • • Wow. There’s a shift that’s happening... @bishopjakes just prayed for the nation on the news @msnbc. Y’all.. This isn’t normal. 🙌🏾🙏🏾 it's not normal at all ... @iamgatewaychapel is doing Sunday live streaming, be there online. Check church bio and don't miss out.
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When last did you Give without remembering and always receive without forgetting..?⠀ Ayo Ogunrekun @coachAOG ⠀ Digital Marketer - Coach - Content Creator
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All employers... that's your answer. #
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#stayhome but still be prayerful. No reason for fear but let faith arises in your heart. For He will "give us today our daily bread" Matthew 6:11. @coachaog #ExcuseToSucceed
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tag this #brother if you know him. I want to accept his #greetings as a #teacher myself... hilarious. a #grateful #parent. #homeschooling is not easy.
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#SundayRead You will always learn something good from a good book. Pick up one or check the link in my bio to see the list of my books - "A Naked Marriage" is a good one or "Feel the Fear and Do It Anyway". ... Whatever you do, Read! #ExcuseToSucceed #coachAOG #WithLove . . . . . . . . #selfempowerment #spirituallife #highvibration #mindbodyspirit #intentions #rhondabyrne #deepakchopra #selfmastery #divineguidance #bobproctor #goodvibrations #personalgrowth #affirmation #positiveaffirmations #paradigmshift #personaldevelopmen
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Don't worry about darkness, for that is when the #stars #shine brightest. #NapoleonHill - 1883-1970 - #American #Author
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#Success is liking yourself, liking what you do, and liking how you do it.⠀ @DrMayaAngelou - 1928-2014 - #American #Poet
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@doubletree by Hilton London Greenwich 2020 is the year to #WriteThatBook and #Share with the world - Amplify Your Message Through Books ✨ I am pleased to invite you to the #AmplifyYourMessageThroughBooks Seminar on Sat, 15th Feb 2020 (link on bio) 👉🏽 . I believe there's a book inside everyone; although not everyone will write a book. But if you're reading this and you think YES! there is a book in me, I've been wanting to write a book or even has started writing a book and it’s taking so long; then this seminar is for you Also, If you've written a book before and you're thinking, 'Yes, I have written a book, but I don't know how to take it to the next level; to market it and reach more people, this seminar is also for you At this seminar, you will meet the team that helped me to write and market three books in 12 months despite my very busy schedule. You will receive practical tips, tools and tips towards writing and amplifying your message . The speaker line-up are as follows: @davidadabale (Host), @tunjiolujimi (Pastor & Book Author Coach, @coachaog @createmymobile (Web Master & Digital Consultant), @jessicamaeobioha @jessicamaemarketing (PR & Marketing Strategist and @hilex_design (Graphics & Communication Designer) Find out more details and register at BuildMediaTeam.com
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Life is a journey to be experienced not to be solved. @coachaog #ExcuseToSucceed
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What your life a masterpiece. Go create that genius of a day for yourself. ... Thanks @thebriantracy for inspiring us all. Remember to always have #ExcuseToSucceed @coachAOG
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#samsunguk let's go baby ... Now we are a big fan and a proud #SamsungMembersUK and I have #LoveforGalaxy tech, especially what was displayed at the last #ces2020, @samsungus @withgalaxy are just amazing ... #california here I come 😊 or maybe 🤔
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coachAOG love technology and he is a digital marketing consultant who specialises in building Google's Core Web Vitals into client's websites whilst leveraging his creative mind for beautiful brand guidelines and experience.

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